Source: https://www.investopedia.com For people of average wealth, credit cards are ways to get by when money is tight, make additional purchases, or earn generic rewards. The super rich, however, have access to cards that give them luxurious perks, helping them to further fund their extravagant lifestyles. Many of these exclusiveContinue Reading


Source: https://www.investopedia.com FICO Score Ranges 850–800 Exceptional 799–740 Very Good 739–670 Good 669–580 Fair 579–300 Very Poor Bear in mind that creditors may define their own ranges, thus making it possible for an individual to technically have more than one credit score. The ranges seen above, however, are the onesContinue Reading


Source: https://www.investopedia.com In recent decades, consumers have become increasingly dependent on credit. When you use credit, you are borrowing money that you promise to pay back within a specified period. Having lenders extend you credit is a great privilege. If you have a good credit rating, enjoy it. Also, useContinue Reading


Source: https://www.investopedia.com The credit services company must pay $3M to consumers and stop false offers. Published September 02, 2022 Federal Trade Commission (FTC) regulators voted unanimously to accept an agreement Thursday that ordered Credit Karma to pay $3 million to consumers for misleading them with promises of credit card “pre-approvals”Continue Reading